 |
|
PERSONAL
LINES INSURANCE |
|
PERSONAL AUTO INSURANCE
HOMEOWNERS INSURANCE
CONDOMINIUM INSURANCE
RENTERS INSURANCE
BOAT INSURANCE
CATASTROPHE LIABILITY
LANDLORD PROPERTIES
FLOOD INSURANCE
|
|
COMMERCIAL
LINES INSURANCE |
|
COMMERCIAL PACKAGES
BUSINESS OWNERS POLICIES
ARTISAN CONTRACTORS
PROFESSIONAL OFFICES
APARTMENTS AND CONDOS
COMMERCIAL AUTO
WORKERS COMPENSATION
BUSINESS CATASTROPHE LIABILITY
COMMERCIAL FIRE
GENERAL LIABILITY
|
|
LIFE
INSURANCE |
|
UNIVERSAL LIFE INSURANCE
WHOLE LIFE INSURANCE
ANNUAL RENEWABLE TERM
LEVEL TERM LIFE INSURANCE
MORTGAGE LIFE INSURANCE
MORTGAGE CANCELLATION
CUSTOM LOAN PROTECTION
YOUTH INVESTMENT PLANS
|
|
HEALTH
& DISABILITY INSURANCE |
|
MAJOR MEDICAL PLANS
PREFERRED PROVIDER PLANS
MEDICARE SUPPLEMENT
MEDICAL SAVINGS ACCOUNTS
SHORT TERM MEDICAL
MORTGAGE DISABILITY
|
|
COMMERCIAL
BONDS |
|
PERFORMANCE BONDS
CONTRACTORS BID BONDS
LICENSE & PERMIT BONDS
EMPLOYEE DISHONESTY BONDS
FIDUCIARY BONDS
PENSION & TRUST BONDS
|
|
PERSONAL
FINANCIAL SERVICES |
|
INDIVIDUAL RETIREMENT ACCOUNTS
ROTH IRA
TAX DEFERRED ANNUITIES
FLEXIBLE PREMIUM ANNUITIES
SINGLE PREMIUM ANNUITIES
|
|
COMMERCIAL
FINANCIAL SERV. |
|
GROUP LIFE INSURANCE
SIMPLIFIED EMPLOYEE PENSION PLANS
SAVINGS INCENTIVE MATCH PLANS
KEOGH PLANS
TAX-SHELTERED ANNUITIES
|
|
 Commercial
Financial Services: Employee Pension Plans, Keogh Plans, Tax Sheltered
Annuities
Employee benefits such as Group Life insurance, pension plans, savings
incentive match plans, KEOGHs, tax shelters and other plans offer your
family and business employees a wide variety of coverage plans.
 Simplified
Employee Pension Plans:
A SEP Plan is easy to establish and maintain, and offers simplicity with
contribution flexibility. Each year, the employer can elect how much to
contribute to the SEP IRA on behalf of the eligible employees, from 0%
to 25% of compensation, subject to an annual cap. All contributions are
tax-deductible as a business expense. All SEP employer contributions go
directly into a Traditional IRA in the name of the employee, giving employees
tax-deferred earnings, a variety of investment choices, and comprehensive
guidance.
Savings Incentive Match Plans:
Small businesses have a new vehicle to help their employees save for
retirement. Called the SIMPLE plan — Savings Incentive Match Plan
for Employees of Small Employers — it gives businesses with 100
or fewer employees an affordable way to offer retirement benefits through
employee salary reductions and matching contributions (similar to those
found in a 401(k) plan.
Keogh Plans:
A defined-benefit plan or defined-contribution plan established by a
self-employed individual for him/herself and his/her employees.
 Tax-sheltered
Annuities:
Tax Sheltered Annuities provide a competitive interest rate with security
for your investments. In fact, your online tax sheltered annuities query
will typically result not only in a tax sheltered annuities quote but
will likely will carry a wealth of information to qualify your decision.
|
